Riding a motorcycle in Texas is an exhilarating experience, but knowing the laws is crucial. Understanding these laws is essential if you’re ever involved in an accident and must make a claim.
If you’re facing a challenging situation after a motorcycle accident, don’t hesitate to contact a Houston motorcycle accident attorney. They’re here to guide you through the legal process. This article will break down essential laws affecting your rights and potential compensation.
Helmet Laws: Protect Your Head
In Texas, helmet laws depend on your age. If you’re under 21, you must wear a helmet. For those 21 and older, you can skip the helmet if you meet specific requirements, like completing a motorcycle safety course or having adequate health insurance coverage. But remember, helmets significantly reduce the risk of severe head injuries in accidents. So, even if it’s not required, it’s always a wise choice.
It could impact your claim if you’re in an accident and weren’t wearing a helmet when you should have been. The insurance company may argue that you’re partially at fault for your injuries, which could reduce your compensation.
Licensing Requirements: Get the Right Credentials
To ride a motorcycle legally in Texas, you need a Class M license. This involves passing a written and skills test. Getting your license shows you have the essential knowledge and skills to safely operate a bike.
It could complicate your claim if you’re in an accident and need the proper license. It might even lead to the insurance company denying your claim altogether. So, always make sure you’re licensed before hitting the road.
Lane Splitting Regulations: Know the Rules
Lane splitting refers to a motorcyclist riding between lanes of stopped or slow-moving traffic. In Texas, lane splitting is illegal. It’s considered a dangerous maneuver that increases the risk of accidents.
You’ll likely be considered at fault if you’re involved in an accident while lane splitting. This could seriously affect your ability to get compensation for your injuries and damages.
Comparative Fault Rule: Understanding Responsibility
A comparative fault regulation applies in Texas. This means that your compensation will be diminished in proportion to the extent of your fault in an accident. For instance, if you are determined to be 30% at fault, your compensation will be diminished by 30%.
Insurance Requirements: Cover Your Bases
Texas requires liability insurance that covers injuries and damage to properties you might cause to others in an accident.
Insurance plays a crucial role in accident claims. Your insurance coverage will compensate the injured party up to your policy limits if you’re at fault. You file a compensation claim against the other driver’s insurance company if you’re not at fault.
Conclusion: Ride Smart, Ride Safe
Adhering to Texas motorcycle laws isn’t just about avoiding tickets; it’s about protecting yourself and your rights in case of an accident. By following the rules, you’re reducing your risk of getting into an accident and increasing your chances of a successful claim if one does happen.
If you’re ever involved in a motorcycle accident, don’t hesitate to seek legal assistance. At WestLoop Law, our team of experienced Houston motorcycle accident attorneys is ready to help you. Contact us today for a free consultation.