How to Deal With Insurance Companies After a Car Accident in Houston

After a car accident, chances are you have a lot of questions about your insurance coverage. In the United States, car crashes are responsible for over 42,000 deaths per year. So, where do you start when it comes to dealing with insurance after an accident?

From keeping records to understanding your insurance, we’ve rounded up the most important things to do after car insurance injuries. Here are some tips on how to handle your car insurance after an accident.

Know What Your Insurance Covers

Knowing what your insurance covers is one of the most important things you can do to get your claim paid. If you don’t know, your insurance company is one of your first calls after the accident. Every policy is different so it’s important to know what costs you’ll face and what is covered.

Insurance coverage refers to the type of protection provided by an automobile policy for losses due to accidents involving cars or other motor vehicles. There are several types of coverage that include paying for your car, other cars involved, injuries, and more.

Seek Personal Injury Legal Counsel Before Signing Anything

Before you sign anything, you should always consult with a personal injury lawyer. The insurance company might tell you that they will be willing to pay for your injuries and any damages caused by the accident, but you want to make sure you’re fully covered.

If you sign a settlement too soon, you may have to cover medical bills and other expenses that happen down the road. You may need a rental car longer, for example, or have additional surgeries after you settle.

Maintain Records After a Car Accident

After an accident, you should keep a record of everything. This will help you in case you need to make a claim with your insurance company. Give any records and details you have to your car accident attorney so that they can use them on your behalf.  

You’ll also want to write out the names of those involved, the police officers, witnesses, and who you’re working with at your insurance company. Doctor’s notes and treatment plans are also essential.

If you’re overwhelmed with what to do with this information, your car accident attorney will help. They can help keep track of your records and make sure everything is kept safe to use for your case.

Keep Track of Your Expenses

If you’re going to be dealing with an insurance company, it’s a good idea to keep a record of all the expenses you’ve incurred from your accident. This includes receipts for medical treatment and copies of medical reports, as well as doctor correspondence.

Make sure that emails and conversations are noted from each insurance company as well. If you paid for a rental car, keep track of these receipts. If you’re getting a settlement from another driver, you’ll want to make sure you’re compensated for everything.  

Call an Experienced Car Accident Attorney Today

After a car accident, it’s critical to start gathering your records and call a car accident attorney. After dealing with the mental and physical stress of a car crash, an attorney will take the insurance burden off your shoulders.

If you’ve been in a car accident in Houston, fill out the contact form here to get in touch with an attorney. They can help you every step of the way to make sure you’re treated fairly after a car accident.

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